Motorcycle Hit By Lyft Driver

Motorcycles are not uncommon in and around the Denver area and throughout Colorado. For much of the year, this state provides wonderful weather for motorcycles to ride and take in the beautiful scenery. However, motorcycle accidents do occur. In many cases, motorcycle crashes are caused by the careless or negligent actions of other drivers. But what happens if a motorcyclist is struck by a Lyft driver? Who will be responsible for paying the motorcyclist’s expenses?

Here, we want to discuss motorcycle versus Lyft accidents. In particular, we want to look at the relatively complex way that insurance works in these situations.

Lyft is Popular – Lyft Accidents Leave Questions

Just like Uber, Lyft is now a household name in Denver and throughout Colorado. This rideshare service provides valuable assistance to those who need rides to and from their homes and other locations. However, many people do not think about what would happen if they are involved in an accident with a Lyft vehicle. This is particularly true for motorcyclists who may be struck by these Lyft rideshare vehicles.

One would think that a motorcycle accident involving a Lyft rideshare vehicle would be handled just like any other crash. However, securing compensation through insurance is going to prove to be more challenging. In fact, securing compensation will be different depending on the actions of the Lyft driver at the time the crash occurred.

• If a Lyft driver is not signed in to work on the app when they cause a crash, then their personal insurance carrier will be responsible for covering a motorcyclist’s expenses. This will be handled like any other vehicle accident that occurs on the roadways.
• If a Lyft driver is signed into the app to work but does not have a passenger and is not on the way to pick one up when they cause a crash, then the driver’s personal insurance carrier will still primarily be responsible for covering the expenses. However, Lyft does have a supplemental insurance program that will kick in if the personal carrier’s limits are exhausted or if the claim is denied.
• If a lifted driver is signed into the app to work and has a passenger or is on the way to pick one up when they cause a crash, then Lyft does have a $1 million liability policy in place to cover every party involved.

Working With a Lyft Accident Lawyer in Denver

If you or somebody you care about has been injured in a motorcycle accident caused by a Lyft driver in or around the Denver area, reach out to an attorney as soon as possible. A Lyft accident lawyer will be able to get involved and fully investigate every aspect of the claim. They will gather the evidence necessary to prove liability and help their client recover maximum compensation for their losses. Due to the complex nature of the insurance process after a rideshare accident, it is crucial to have an attorney handle these claims.

Colorado Motorcycle Accidents are on the Rise

Information available from the Colorado Department of Transportation shows us that motorcycle accident deaths increased 12% in 2020 over the previous year. We bring this up to highlight the importance of motorcyclists taking safety seriously. The reality is that other drivers on the roadway tend to ignore the rights of motorcyclists on the roadway. We encourage all motorcyclists to take appropriate safety precautions, including wearing a helmet and other protective gear. We also encourage motorcyclists to practice defensive driving tactics in an effort to stay safe.